LIC Surrender Value Calculator 2025
Instantly calculate your LIC policy surrender value in seconds. Enter your policy details below and get a reliable estimate using our updated LIC tool for 2025.
👨💼 Enter Your LIC Surrender Details Below
What is LIC Surrender Value?
LIC Surrender Value is the amount of money you get if you decide to close your LIC policy before it completes the full term.
You can only get this after paying premiums for at least 3 years. The value depends on how much premium you’ve paid, how long you’ve paid it for, and any bonus added.
📌 Note
The surrender value is usually less than what you’ve paid in total, and once surrendered, the policy will stop giving any future benefits.
“Check out Here when is the right time to surrender a LIC policy.”
❓ FAQs for Surrender Value Calculator
1. What is LICPolicyTools.com?
LICPolicyTools.com is a free online platform that provides tools and information to help LIC policyholders easily calculate surrender value, maturity amount, bonus, and more — all in one place.
2. Why should I use LICPolicyTools instead of doing manual calculations?
Our tools are fast, accurate, and built for real LIC policies. Instead of searching formulas or using spreadsheets, you can get your surrender value or maturity details instantly — no login or app required.
3. Is the LIC Surrender Value Calculator accurate?
Yes, we use the standard formula:
Surrender Value = (Total Premium Paid × Surrender Factor) + Bonus
We also update our tools regularly based on LIC norms and customer inputs.
4. Is LICPolicyTools.com affiliated with LIC of India?
No, we are not officially affiliated with LIC. We’re an independent tool platform created to help policyholders understand and manage their LIC plans better.
5. What types of LIC tools are available here?
Current tools:
LIC Surrender Value Calculator
LIC Maturity Calculator
LIC Bonus Rate Checker
LIC Term Plan Benefit Estimator (Coming soon)
6. Do I need to register or sign up to use the tools?
o. No signup, no ads, no confusion. Just enter your LIC policy details and calculate.
7. Is my information safe on LICPolicyTools.com?
Yes. We do not store or share any user data. Everything you enter is processed instantly in your browser.
📞 Need Help with Your LIC Policy?
Have questions or need assistance with your LIC policy?
💬 Talk to an LIC Agent
📱 LIC Customer Care ( Toll-Free: 1800-33-44-66 )?
Email: customercare@licindia.com
Official Website: www.licindia.in
👨💻 Need Help Using This Tool?
Contact us at support@licpolicytools.com or use the form on our Contact Page for assistance.
